SingSaver Now Ensures the Greatest Offers on Credit score Playing cards and Insurance coverage

What if we now not needed to examine between comparability websites and blogs simply to get the most effective deal?

At any time when I apply for a brand new bank card or want to purchase insurance coverage on-line, I often make an effort to buy round first for provides to verify I at all times get the most effective deal.

• Bank card functions: money or freebie(s), or each.
• Insurance coverage buy: lowest premiums

As we all know, the banks and insurers do change their provides or quotes occasionally, which is why it could possibly be value the additional minutes looking out on-line to seek out the most effective deal (or lowest premiums) earlier than you apply or buy. The perfect deal may typically come from the supplier themselves, or considered one of their intermediaries resembling an affiliate associate or a comparability web site.

More often than not, my search nearly at all times leads me again to SingSaver, which has been my go-to anyway since they first launched in 2015. Through the years, I’ve managed to snag a few of their superior offers, together with $350 money and a free Apple iPad, and I’ve continued sharing this tip to my mates who aren’t conscious of it.

However are they at all times the most effective? What if we may skip time spent evaluating and easily go to a single web site the place we may be assured of the most effective offers?

Properly, that’s what SingSaver needs you to do, which is why they’ve launched their Greatest Deal Assure marketing campaign.

You learn that proper, SingSaver goes one step additional to assure Singapore residents that we’ll at all times discover the finest deal on SingSaver.

Proper now, that is for any new bank card sign-up or insurance coverage buy (journey / automobile / home helper / house insurance coverage) that you just make on-line. And must you someway handle to discover a higher supply or quote elsewhere, then SingSaver is promising to refund you with at the very least double the value distinction (capped at S$300) in vouchers.

For instance, because of this should you’re capable of finding a greater supply that’s value S$120 greater than the deal you bought on SingSaver, then not solely will you get your present present, however SingSaver may even offer you S$300 of money vouchers (e.g. Seize vouchers) to make up for the distinction.

Shiok.

SingSaver Greatest Deal Assure – How does it work?

SingSaver’s Greatest Deal Assure guarantees you the most effective deal solely with SingSaver, and should you discover a higher supply elsewhere, merely submit a declare and be rewarded with double the distinction.

That is meant to offer you a peace of thoughts that so long as you apply by SingSaver , you may be reassured that you just’re getting the most effective deal. And will that not be the case , SingSaver will assure that you just get that refunded anyway – one thing that no different supplier will give (you’ll simply need to stay with the remorse of getting utilized by the mistaken channel).

The marketing campaign runs from now till 30 November 2023 and covers bank cards from CIMB, HSBC, Maybank, OCBC and StanChart, along with chosen insurance coverage insurance policies.

The full listing of eligible merchandise may be discovered right here.

The marketing campaign mechanics are fairly simple:

1. Get the most effective deal once you join a brand new bank card or buy journey, automobile, home helper or house insurance coverage by way of SingSaver.
2. When you discover a like-for-like supply or a value quote that beats SingSaver’s, you’ll get rewarded for as much as 2X the distinction. Observe: the supply or quote needs to be discovered inside 3 days, with the identical monetary supplier and for a similar product that you’ve got utilized for.
3. Ship proof of the higher supply, alongside together with your proof of buy or utility with SingSaver by way of this kind right here.

SingSaver will assess your declare and supply a call inside 10 working days by way of e-mail. In case your declare is profitable, you’ll obtain Seize vouchers to make up for the distinction by at the very least 2X, aimed to offer you an entire peace of thoughts that you just’ll positively be getting the most effective deal on SingSaver it doesn’t matter what.

Observe that the Seize vouchers will solely be paid out inside 16 weeks after the marketing campaign ends on 30 November 2023. The explanation for the wait is as a result of SingSaver wants to find out your eligibility for the supply in query, which in flip depends on when the monetary establishment supplies the report.

When you fail to satisfy the precise eligibility standards to your rewards with the monetary establishment, you received’t be entitled to the Seize vouchers both. So as an example, you possibly can’t put in a declare for a new-to-bank supply once you’re in reality an present buyer; neither can you place in a declare for a free present should you didn’t meet the minimal spend standards required.

The total Phrases and Situations for the Greatest Deal Assure marketing campaign may be discovered right here.

The marketing campaign ought to be an excellent one for each SingSaver and Singapore residents generally, since this protects you all the trouble from having to do your individual comparisons so as to discover the most effective deal on the market. Now you can have a peace of thoughts that you’ll at all times be getting the most effective take care of SingSaver, assured.

However as loyal readers would know, I’m at all times skeptical each time any model says they’re the “finest”. What’s extra, you guys know I’m fairly expert in relation to comparisons, so I made a decision to place it to the take a look at and discover out!

Experiment 1: Bank card sign-up – PASS

I searched on-line for varied sign-up provides for the Normal Chartered Journey Credit score Card, and the most effective I discovered was by way of SingSaver, which is presently giving a S$140 money by way of PayNow upon card approval for brand spanking new cardholders. In distinction, the financial institution’s personal web site and MoneySmart didn’t have any further perks past the financial institution’s welcome 45,000 miles promotion (S$3,000 min. spend with annual charge cost, inside first 2 months).

Experiment 2: Home helper insurance coverage – PASS

Since our helper’s work allow shall be due for renewal quickly, I made a decision to take a look at premiums for a 26-month plan for renewal helpers, and for the aim of this comparability, centered on the most affordable plan amongst every of the insurers’ choices.

Because it turned out, going direct to the insurer’s web site didn’t essentially get me a greater quote. The premiums had been the identical, apart from AIG the place my quote ended up being greater than after I went by SingSaver, however in return, I’d get a $50 grocery voucher and a free helper medical screening (which may solely be utilized at 4 clinics in Singapore).

Are the freebies well worth the $155 distinction? That’s debatable.

Going by SingSaver to get an extra S$25 (for MSIG) or S$70 money (for AIG) by way of PayNow is unquestionably the most effective deal should you requested me, fingers down.

Okay, so the outcomes of my experiments converse for itself. When you’re eager, you possibly can duplicate the identical for the opposite merchandise (20 bank cards and 23 insurance coverage insurance policies) within the marketing campaign.

I could be just a little biased as a result of we’ve nearly at all times utilized by SingSaver (apart from DBS playing cards since these don’t get any extras) however this Greatest Deal Assure positively lends extra assurance that now we have, and can at all times be getting, the Greatest Deal on SingSaver.

Will the BEST deal at all times be on SingSaver?

Savvy customers would most likely know by now that monetary establishments don’t at all times go direct to customers, however usually work with intermediaries – resembling associates (together with content material creators), brokers, brokers, companions or sponsors. The promotions change occasionally, and whereas folks usually assume that going on to the FI would give them the most effective deal (since there are not any middleman charges to be paid), actuality has proven that that is usually not the case.

However, SingSaver has made it their mission to at all times present the most effective finance offers to their customers, and is now cementing that additional with their Greatest Deal Assure marketing campaign to vow Singapore residents that you’ll at all times discover the higher deal on SingSaver.

And should you don’t? Properly, then SingSaver will make it as much as you by greater than doubling the distinction throughout this era and reward you with the equal money vouchers.

Whereas it is a pilot marketing campaign, it stays to be seen if SingSaver will prolong this as a extra everlasting function amongst their choices.

When that occurs, we will formally say goodbye to the times of evaluating elsewhere…and simply go to SingSaver for all our wants.

Sponsored Message

SingSaver’s Greatest Deal Assure guarantees that clients can count on the best provides and lowest premiums when making use of for playing cards or insurance coverage insurance policies by way of SingSaver. If a greater deal is discovered elsewhere, SingSaver will reward you with Seize vouchers to make up the distinction. T&Cs apply.

What’s extra, don’t overlook that SingSaver can also be concurrently operating their 101 Milestone Giveaway marketing campaign, with a prize pool of as much as S$200,000 on prime of the same old welcome provides and sign-up presents! All candidates for eligible merchandise are routinely entered so there’s no additional motion wanted from you.

Disclaimer: This text is sponsored and written in collaboration with SingSaver. All opinions are that of my very own, together with the alternatives for the experiments.